ABOUT US
Easy, fast, and secure payments by bank transfer
Authorized and supervised by:
BANCO DE ESPAÑA
Regulated under the Second European Payment Services Directive
Vision and mission
Inespay was founded with the vision of democratizing online payments by empowering both individuals and businesses to make payments easily and directly from their bank accounts, without the need of relying on other payment instruments different to a simple bank account.
To achieve this goal, we have developed an innovative payment method, Transferencia Online, which redirects payers to their bank’s interface in order to authorize in real-time a bank transfer in just three simple steps.
Our mission is to integrate Transferencia Online into points of sale, making this payment method accessible to everyone.
¿What is Inespay?
Pioneers in payment initiation
Inespay is a leading Payment Initiation Service Provider (PISP) authorized by the Bank of Spain. Specializing in the Iberian region, we empower seamless and secure bank transfer payments under the PSD2 regulation, revolutionizing the way payments are made online.
A comprehensive payment solution
Our cutting-edge technology provides a complete payment method tailored to the needs of both buyers and sellers in digital environments. With Transferencia Online, we simplify the payment process, ensuring a fast, intuitive experience for payers and efficient integration for merchants.
Unmatched conversion and coverage
Inespay delivers the highest conversion rates in the industry, making payments smoother for everyone. With the broadest banking coverage -reaching over 99% of online banking users in Spain and Portugal- we ensure accessibility for all.
Trusted security and compliance
We collaborate closely with Redsys, leading banks and the Bank of Spain to ensure full regulatory compliance and the highest security standards in every transaction.
Transferencia Online – Spain’s leading payment initiation service.
Provided by Inespay.
Over €1.2 billion
Processed annually.
Conversion rate above 82%
Transferencia Online presents the highest conversion rate in Spain.*
Best user experience
The most efficient provider with the fewest API calls for payment authorization*
* According to data from the Redsys 2023 annual report on Payment Initiation Service Providers.